Calculate how inflation affects your money over time. See how much your current savings will be worth in the future and understand the true impact of inflation on your purchasing power.
Current Value
$10,000
Future Value
$7,094
Purchasing Power Loss
29.06%
Value Over Time
Inflation is the gradual increase in prices of goods and services over time, which reduces the purchasing power of money. Our free inflation calculator helps you understand how inflation impacts your savings and investments.
Inflation affects everyone. Even at a moderate 3% annual inflation rate, prices double approximately every 24 years. This means that $100 today will only have the purchasing power of about $50 in 24 years.
Simply enter your current savings, an estimated annual inflation rate (the US average is about 3.5%), and the number of years you want to calculate. Our calculator will show you the future value of your money and how much purchasing power you'll lose to inflation.
To combat inflation, consider investments that typically outpace inflation such as stocks, real estate, or inflation-protected securities. This calculator helps you understand why simply saving money in a bank account may not be enough to maintain your purchasing power long-term.
Most central banks target an annual inflation rate of 2-3%. This is considered healthy for economic growth. Higher rates can indicate economic instability.
This calculator provides estimates based on the inputs you provide. Actual inflation rates vary year to year, but this gives you a projection based on a constant rate.
No, this calculator shows the effect of inflation only. Taxes would further reduce your real returns and should be considered in your financial planning.
Consider investments that historically outpace inflation: stocks, real estate, commodities, and inflation-protected securities like TIPS.
© 2023 Inflation Calculator. This is a free tool for educational purposes only. Results are estimates and not financial advice.