Annuity Calculator

Calculate the future value of your periodic investments with compound interest. Plan your savings, retirement, or financial goals.

Calculate Your Annuity

What is an Annuity?

An annuity is a financial product that provides a stream of payments over time. With this calculator, you can determine the future value of regular investments (annuities) with compound interest.

Plan for retirement savings
Calculate education fund growth
Determine long-term investment value

Annuity Calculator Explained

Plan Your Financial Future

Our annuity calculator helps you determine how much your regular investments will be worth in the future. Whether you're saving for retirement, a child's education, or a major purchase, understanding the future value of your annuity payments is crucial for financial planning.

Key Benefits of Annuity Planning

Financial Security

Ensure a stable income stream during retirement years.

Wealth Growth

Harness the power of compound interest over time.

Risk Management

Diversify your investment portfolio with predictable returns.

How It Works

The calculator uses the future value of annuity formula to project your investment growth. It considers:

  • Principal amount invested each period
  • Annual interest rate (compounded periodically)
  • Investment duration in years
  • Payment frequency (monthly, quarterly, etc.)
  • Payment timing (beginning or end of period)

Frequently Asked Questions

What is an annuity calculator?

An annuity calculator helps you determine the future value of a series of equal payments (annuity) made at regular intervals, considering compound interest over time.

What's the difference between ordinary annuity and annuity due?

Ordinary annuity payments are made at the end of each period, while annuity due payments are made at the beginning of each period. This timing affects the total interest earned.

How does compound frequency affect my annuity?

The more frequently interest is compounded, the more interest you earn. For example, monthly compounding will yield more than annual compounding at the same annual rate.

Is this calculator completely free to use?

Yes, our annuity calculator is 100% free with no registration required. You can use it as many times as you need for personal financial planning.